Where Your Tax Dollars Go
Enter your income to see a personalized breakdown of how much you contribute to different government services and programs.
Calculate Your Tax Contribution
Federal Tax
$20,226.38
Estimated income tax paid to federal government
Provincial Tax
$7,181.54
Estimated income tax paid to provincial government
Total Tax
$27,407.92
Estimated combined tax
Effective Rate
27.4%
Effective tax rate
Where Your Tax Dollars Go
Understanding Your Tax Contribution
This visualization shows how your income tax contributions are allocated across different government programs and services based on current government spending patterns. Amounts under $20 are grouped into "Other" for conciseness.
Your tax contributions are approximated based on employment income. Deductions such as basic personal amount are estimated and included. Other sources of income, such as self-employment, investment income, and capital gains, are not included in the calculations. Deductions such as RRSP and FHSA contributions are also not included. Tax calculations are based on 2025 federal and provincial tax brackets.
Government spending is based on 2023-2024 fiscal spending. Attempts have been made to merge similar categories across federal and provincial spending.
For further breakdowns of spending, see Federal and Provincial spending pages.
Tax Details for Ontario (2025)
All the taxes that apply to your income
Calculate Your Tax Contribution
Federal Taxes
Federal Income Tax
| Tax bracket | Rate | Tax |
|---|---|---|
| First $57,375 | 14.50% | $8,319 |
| $57,375 - $114,750 | 20.50% | $8,738 |
| $114,750 - $177,882 | 26% | $0 |
| $177,882 - $253,414 | 29.00% | $0 |
| More than $253,414 | 33% | $0 |
| BPA credit ($16,129 × 14.50%) | -$2,339 | |
| Total | $14,719 | |
Payroll Contributions
CPP $3,500 - $71,300 | 5.95% | $4,034 |
CPP2 $71,300 - $81,200 | 4% | $396 |
EI First $65,700 | 1.64% | $1,077 |
| Total | $5,508 | |
Ontario Taxes
Ontario Income Tax
| Tax bracket | Rate | Tax |
|---|---|---|
| First $52,886 | 5.05% | $2,671 |
| $52,886 - $105,775 | 9.15% | $4,311 |
| $105,775 - $150,000 | 11.16% | $0 |
| $150,000 - $220,000 | 12.16% | $0 |
| More than $220,000 | 13.16% | $0 |
| BPA credit ($12,747 × 5.05%) | -$644 | |
| Total | $6,338 | |
Ontario Surtax
Applied to provincial tax of $6,338
| Above $5,870 | +20% | $94 |
| Above $7,511 | +16.00% | $0 |
| Total | $94 | |
Ontario Health Premium
Tax Comparison Across Provinces at $100,000 Income
Compare your total tax burden across all Canadian provinces and territories
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